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For customers, it will mean an end to signing receipts.Sandra Quinn from the Association for Payment Clearing Services (Apacs), whose members are pushing the scheme, said: “We tested chip and PIN earlier this year [in a trial in Northampton] and there is a real appetite for the system among consumers. More than 80 per cent of people in the trial said they were in favour.”The cards are designed to a globally agreed standard, and contain an embedded chip with the card number, expiry date and PIN in encrypted form. He added: “We have a bonus scheme that has three principles, only one of which is the length of the call.”Rob Dwight, a spokesman for Icstis, said, “We have taken action against directory enquiry companies in about seven cases for breaches of advertising and imposed fines of up to £15,000.”These services can only operate with our consent and we have the power to withdraw their permission to operate. The telephone directory enquiry service 118 118 met regulators yesterday after admitting staff had been sacked for giving out wrong numbers. Mr Treacy said: “The overwhelming evidence in this case is that Michael Kelly was completely and utterly innocent at the time he was shot. “Have you not got the guts now, F, to tell all of the people who are here the circumstances in which you killed Michael Kelly?”Soldier F replied: “The circumstances which I was involved in that day was, I felt my life and the life of my fellow soldiers were under threat.”.

He went on: “I am very, very sorry for what happened on that day, but I am here to help the inquiry and to assist to tell the truth.”Asked by Ms McDermott what he was sorry about, Soldier F replied: “The circumstances that happened on that day. She declared: “That is the way you shot Mr Doherty was it not, as if you were hunting him down like an animal?” Soldier F, who said he used to hunt, said he had never heard of this shot.Soldier F denied he had murdered Mr Doherty, insisting he fired at a man with a pistol south of the Rossville Flats. Soldier F said he did not murder them: “As I refer to my statements, the people I shot are the petrol bombers or a person who had a weapon.” Eilis McDermott QC, who represents Doherty’s family, accused Soldier F of using a hunting shot, the “Texas heart shot”, firing in through the buttock and through the heart. Do you follow?”Mr Clarke said the facts seemed to indicate that Soldier F killed McKinney but, contrary to his evidence given to the Royal Military Police, he was facing away from him at the time. Under questioning by Mike Mansfield QC, Soldier F admitted for the first time that he had killed 41-year-old McGuigan. When asked by the barrister if he would admit shooting McGuigan to his wife and six children, who were sitting in the public gallery, Soldier F said “yes”.Counsel for the Inquiry, Christopher Clarke, put it to the soldier: “What is alleged in relation to each of those four people is that you shot them without justification ­ that is to say that you murdered them. A 14th person died later.The former lance-corporal, who has been granted anonymity and is referred to as soldier F, dramatically conceded that he had killed Barney McGuigan.

Numerous witnesses have said that McGuigan was shot dead as he waved a white handkerchief while going to the aid of an injured man.The injured man, Patrick Doherty, had earlier been shot by the same soldier and later died Soldier F claimed Doherty was armed with a pistol. The inquiry, chaired by Lord Saville, is examining the events of 30 January 1972 when 13 civilians were shot dead by troops following a civil rights march in Londonderry. He maintained however that he was not guilty of murder, since those he shot were carrying bombs or guns. He owns Gunnerside Estate in Yorkshire, one of the largest country estates in Britain, and also has homes in Hong Kong, London, New York, and Paris..